BUYING

Embarking on the journey to purchase a home is laden with numerous decisions, each carrying its own weight. Among these, the pivotal choice is determining your preparedness for such a significant step. The quest for the perfect home is often a complex undertaking, compounded by the intricacies of securing a mortgage. Yet, once you've committed to the journey with the necessary determination, the rewards are truly invaluable.

Guiding you at every turn, my role is to streamline the home-buying process by making it not only more manageable but also more enjoyable, less time-consuming, and more cost-effective than navigating this challenge solo. Together, we'll ensure that you're well-prepared, positioning you as a favoured buyer in the eyes of sellers. I'll assist in identifying and evaluating properties that align with your unique specifications and guide you through the intricate details that accompany the actual purchase.

In addition to guiding you through the entire home-buying process, I am dedicated to ensuring that you stand out as a preferred buyer in the eyes of sellers. By meticulously preparing you for this venture, we enhance your chances of securing the home of your dreams. My expertise extends beyond mere assistance; I am well-versed in the current homes on the market and possess an in-depth understanding of neighbourhood values. This knowledge empowers us to discern which properties are not only fairly priced but also in optimal condition, providing you with a solid foundation as you embark on your search.

Understanding the nuances of the market and having a keen eye for property conditions allows us to streamline the selection process, saving you time and ensuring that every property we explore aligns seamlessly with your specifications. Whether it's evaluating price points or assessing the neighbourhood dynamics, my commitment is to equip you with the insights needed to make informed decisions, thereby transforming your home-buying journey into a well-informed and satisfying experience.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home:

  • To stop paying rent?
  • To start building equity?
  • To have a place of your own?
  • To raise a family?
  • To entertain business associates?
  • To move up to a bigger house?

Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider the following:

  • area (city, suburban neighbourhood, country)
  • community (north, south, east, or west side)
  • neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities
  • other community services such as transportation, day care, library, stores, entertainment).

Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for her clients.

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

I have access to the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.